We regularly get enquiries from people who need a mortgage but a rocky credit history has caused them trouble getting their hands on the money they need. It’s no secret that if you have recent defaults, missed payments or CCJ’s the high street lenders tend to be turned off and unwilling to help.

For most First Time Buyers the hardest part of getting on the ladder is finding the initial outlay of a deposit not  the additional costs involved such as Stamp Duty, Solicitors fees and surveys. But what difference does it make if you have pulled together a 5%...

Cityam.com have a must read article for all those considering buying a home in Sussex. They report that Seaford, East Sussex saw the 5th largest growth in house prices in the country during 2016 and Shoreham, West Sussex close behind in 9th place. Thousands of people...

Whatmortgage.co.uk have reported a drop in the cost for buy to let mortgages this week. With data from the mortgaging sourcing system “Mortgage Brain” they report that buy to let loans with a 20% deposit have seen rate reductions of 4% on 2 year fixed rates since...

A study by Which? shows that record low mortgage rates are being offered to First Time Buyers 100 days post Brexit. Not only record low deals but also an extra 13% to choose from. It has been reported by Which? that the average rate has fallen to 2.85% at the end of...

The government has announced that the Help to Buy mortgage guarantee scheme is set to end in December after three years. Chancellor Phillip Hammond said in a letter to Bank of England governor Mark Carney that the scheme would not go beyond the end of 2016 as planned....

Lovemoney.com have written a great piece today about the drop in rates being charged for buy to let mortgages. Buy to let rates below 2% is something investors would only ever dreamed possible a few years ago and today for the lucky one's it's a reality. To read the...

Since the Bank of England cut the base rate to 0.25% on the 4th of August banks have followed suit and significantly cut their rates. The average tracker rate is now 0.19% lower than before the Base rate dropped meaning that almost all of the 0.25% drop is being...

Base rate cut to 0.25%