Confused by the mortgage process?

Confused by the mortgage process?

The UK’s largest credit referencing agency Experian claim that home owners and those looking to get on the ladder alike are “confused” by the process of getting a mortgage. They have some pretty eye opening statistics that I would like to share with...
What is a remortgage?

What is a remortgage?

A simple question to some but not all, what is a remortgage? In my 8 soon to be 9 years as a mortgage broker I have come across dozens of clients who weren’t 100% sure what it meant to “Remortgage”. Many believe that if you remortgage you are asking for extra money,...
Remortgage applications increase

Remortgage applications increase

Accord mortgages (a part of Yorkshire building society) the UK’s 9th largest mortgage lender in 2016 are reporting a 60% increase in remortgage applications in June, July and August compared to last year. It is estimated by the CACI that £35billion of mortgages have a...
Cant’ borrow enough? Consider adding a parent.

Cant’ borrow enough? Consider adding a parent.

Many first time buyers find the increasing house prices result in getting a large enough mortgage either extremely challenging or not possible. There is however a little known trick which may help, many parents are at a stage in life whereby they might not be able to...
Lowest average rates since records began

Lowest average rates since records began

Mortgage strategy is reporting that borrowers are benefiting from the lowest average 2 year fixed rate mortgage since records began in 1988. It’s fair to say consumer confidence in the housing market isn’t the highest it has been in the last few years and a possible...